1307 S Joshua Tree Lane Gilbert, AZ 85296

ASSUMABLE LOAN AT 6.125% with lender approval, $0 down with FHA loan assumption. TWO-STORY HOME WITH A PRIVATE SIDE YARD IN RAY RANCH! The main level features an open living & dining area, low-maintenance concrete flooring & a sliding glass door that extends the living space to the private yard. The adjoining kitchen offers abundant cabinetry, a center island & pantry, while an easily accessible laundry room & half bath complete the first floor. Upstairs, a loft provides flexible space for a media area, home office or hobbies. The primary bedroom includes a walk-in closet & attached ensuite with dual vanities, a separate soaking tub & walk-in shower. Two additional bedrooms share a full bath with a tub/shower combination. Outside, enjoy a private side yard with a patio & synthetic grass. A 2-car garage with direct home access completes the home Ray Ranch offers a community pool, park, green space & playground, with easy access to Loop 202, Phoenix-Mesa Gateway Airport, ASU Polytechnic Campus, shopping, dining & recreation!